These Terms and Conditions (‘Terms’) govern your use of this website operated by BeaconPoint Private Wealth Limited (‘BeaconPoint’, ‘we’, ‘us’, ‘our’). By accessing and using this website, you (‘you’, ‘your’) agree to be bound by these Terms.
1. Changes
We may modify, suspend, or remove this website or any part of it at any time without notice. We may also revise these Terms from time to time by publishing an updated version on this website. By continuing to access or use this website following such publication, you agree to be bound by the revised Terms.
2. Use of this Website
You agree not to use this website for any unlawful purpose or in any way that may impair or damage its operation. You must not modify, reproduce, transmit, or otherwise deal with the content or software of this website except as expressly permitted under these Terms.
3. Intellectual Property
All intellectual property on this website, including trademarks, graphics, layout, and content, is owned by BeaconPoint or its licensors. You may not copy, adapt, distribute, or otherwise use any part of this website for commercial purposes without our prior written consent.
4. Limited Permission to Use Materials
You may download or print extracts of material from this website only for your personal use, research, or private study, provided you acknowledge the source. You must not remove or obscure any copyright notices or disclaimers that appear on the material.
5. Feedback and Ideas
If you provide feedback or ideas to BeaconPoint, we may use them for any purpose without obligation to acknowledge or compensate you.
6. Disclaimers
Any financial information or commentary provided on this website is general in nature and does not constitute personalised financial advice. It has been prepared without taking into account your objectives, financial situation, or needs. You should seek independent financial advice before making any investment decision. BeaconPoint makes no representation or warranty regarding the accuracy, completeness, or reliability of the information on this website. All content is provided on an ‘as is’ basis, without warranties of any kind, whether express or implied.
7. Limitation of Liability
To the fullest extent permitted by law, BeaconPoint disclaims all liability for any direct, indirect, or consequential loss or damage arising from your use of, or reliance on, this website or its content. If liability cannot be excluded, BeaconPoint’s total liability shall not exceed NZD $100.
8. Availability
We do not guarantee uninterrupted or error-free access to this website. Your use of this website may be subject to delays or interruptions beyond our control.
9. Third-Party Websites and Services
This website may include links to third-party websites such as NZX Wealth Technologies or Adminis Limited for client portal access. These websites are not controlled by BeaconPoint, and we are not responsible for their content, accuracy, or security. Use of these services is subject to their respective terms and conditions.
10. Security and Malicious Code
We take reasonable steps to protect this website from viruses or other malicious code but do not warrant that it is free from such risks. You are responsible for ensuring your device and systems are adequately protected.
11. Governing Law
These Terms are governed by the laws of New Zealand. By using this website, you submit to the non-exclusive jurisdiction of the New Zealand courts.